Scams, Scams Everywhere: Renting Is The Worst Of Them All

[00:00:04] You're listening to Casual Talk Radio where common sense is still the norm. Whether you're a new or a longtime listener We appreciate you joining us today. Visit us at CasualTalkRadio.net and now here's your host, Lyster.

[00:00:21] Good evening everyone out there. Casual Talk Radio found at CasualTalkRadio.net. My name is Lyster. I'm your host. Welcome or welcome back. It's been a very challenging couple of weeks. I

[00:00:34] Would argue and not the hardest ever but I would argue many people that will go through what I went through See, this is how the society steers you to this world of being married

[00:00:46] It's all a scam and that's what today's episode is gonna focus on scams. There's many scams I'm gonna be talking about a couple of scams. Let me share personal What I went through because it's one of the scams

[00:00:59] So to refresh and if you're new you didn't hear this or so I'm sharing it again, but to refresh I bought a home and I got keys. I was still and just to give some disclaimer. I

[00:01:12] Wouldn't call myself paranoid. Let's say I'm very cautiously optimistic when I'm told something So what I'm told we're gonna close we're going to close. I don't believe these people right? It's not that I don't think That's not that I think they're lying. It's just I think they're lying

[00:01:26] So I don't I don't take that on face value then it's like okay closing dates here, right? I'm saying I don't believe you people there was all sorts of chaos the sellers Here's the story and I don't know if I told all of this

[00:01:41] But I was settled on a couple of homes and I learned from the first one that I looked at They just like to play hardball out here and they're messing with the wrong one because when you try to hardball me

[00:01:53] You're going to lose that's just the way it is the way it is, you know, I I'm coming in with 20% down I'm coming in with cash upfront, you know with 20% I'm coming in strong

[00:02:05] I already had the loan approved. I've already got the bank funds. The funds are in the same bank That's funding the loan like it's the sweetest possible Situation for a seller that you could think of the first home

[00:02:19] I looked at was an absolute piece of garbage death trap built in the 1920s I'm not having a problem with homes built in the 1920s where I've got a beef is when you do nothing

[00:02:31] In my mind you do nothing to improve said home to get it out of the 20s and at least get it into the 80s They did nothing Nothing to this home to advance it

[00:02:43] However, it's sitting on an acre of land I wanted the land I figured I can do this I'll buy it. I'll tear the freaking house down and build what I want because it was just a little tiny home

[00:02:56] It was like hobbits lived in this thing. The stairs were narrow the crawlspace I'm pretty sure they were locking dogs in the crawlspace because it smelled like absolute terrible the master bedroom

[00:03:07] Now I'm six foot two last I checked I'm gonna guess that the ceiling is probably six foot five because I you know The ceiling fan I'm like there's no way This is a safety, you know, so I said I want the land

[00:03:21] I'll tear this piece of garbage house down that's sitting in the middle of this acre of beautiful land With this airport hanger of a garage that thought was amazing

[00:03:30] So I said let's go ahead and put an offer on this business and we'll see what we do about it Okay. Now I'm thinking look I understand how much you want but there's so much wrong with the home. You already know coming in

[00:03:44] I'm gonna have to do major work to renovate this dude If I rebuild the home, it's probably gonna be another 200 plus grand So you're not gonna get full price for the home

[00:03:54] So I came in with I thought a very fair offer up front that came down off that price I think I said, you know I think I was like 50 grand off the price or something

[00:04:03] I'm still fair given the condition of the home the seller or excuse me my Agent couldn't even open the doors because they were those old school door handles With the little key thing in the bottom that comes from like, you know Abraham Lincoln, you know, it was just

[00:04:19] Anyway, so I said no we got to come down off that price cuz you're not getting full price Okay, they came back with the same price But they said we'll give you a closing credit That's scam number one is the closing credit closing cost credit a

[00:04:36] Closing cost credit. I know I talked about this one but again a closing cost credit is when they're throwing you a pittance and that only benefits you if you're coming in with less than 20% down or

[00:04:49] You're straining all your reserves like you're pulling every single last waking dollar you have to make this work That's the only time that a closing cost credit really benefits you is when you're spending every last freaking dollar You got left to make this work

[00:05:04] I'm not I had the 20% down easy work and then I had reserves of probably about another 5% Even though they asked for 1% I was I was sitting pretty and I had another check come in in the middle of this negotiation

[00:05:18] Money was not my issue up front. Thus the closing cost didn't do any good What I wanted was a cut on the price because it wasn't worth it. So I told my realtor walk we're done

[00:05:28] Okay, so we're walking that these jokers came back and they said well come down 10,000 Do you know so alright, so I know you're hardballing me because that means the first comeback you could have come down ten

[00:05:40] I had to come back with my 50 and we could have gotten somewhere But since you want to be playing games sending me back an offer that you know I'm gonna say no to I'm not playing that brother. So then I move on

[00:05:52] Doing the search again. We looked at a bunch of homes. There was some Historic there was actually one that's on the National Register of Historic Places that was on for sale and it was a nice

[00:06:02] You know if I had the free money, I got a lot of money but not free money I'm talking, you know blow your nose money. I don't have that much money

[00:06:11] But if I had it I would have bought that and fixed it up nice. We're talking to home I think it was built in like 1890 Really nice inside it had historic it was just historic but

[00:06:24] But it's on a busy frickin street. And if there's one thing I can't stand is when my house is on a busy street I've been there. That's how I was in Washington in 2014 and I was never gonna do that again

[00:06:36] That's the reason I walked from that one fast forward. We find the house that I eventually did buy and I'm looking at the house and I see potential I see raw potential this part

[00:06:47] I think I mentioned it has there so first they mistreated it as in they didn't get maintenance on stuff They didn't upgrade the right things. They let certain things go to Disrepair that I'm currently working to get up to speed but it's got opportunity

[00:07:03] There's something there the ability for it to suppress noise is extremely impressive The room sizes are actually really decently good at least on the first floor I can't say the second floor but on the first floor the room sizes are decently good to put this in perspective

[00:07:18] I'm sitting right now in what will be the office. I had to change a bunch of stuff and I'm still constructing But just to tell you it's got two pointless cabinets in here, too This is supposed to be the dining room

[00:07:33] Why a person needs to have these cabinets like this and then they're like, yeah, they're closets Why that I don't want to swear but why do you need closets in your dining room separate? Why do you need two closets to boot it makes no sense?

[00:07:50] But even with those two closets and they're pretty darn side good size closets They're bigger than most master bedroom closets and there's two of these things This room which is supposed to be the dining room just the dining room

[00:08:05] They put carpeting in here that makes no sense the baseboards are illogically installed compared to the carpeting They had one of those ghetto ceiling fans from I'm pretty sure it was like the 1940s

[00:08:18] Ish or whenever they first started to be a thing the registers are old. The returns are old I just swapped the register return in this room because I'm prioritizing this one and then I had to neutralize the walls

[00:08:29] Because it had I don't it wasn't a tan. It was like so weird off Orange like a pastel orange type color that made no sense whatsoever They had a one of those large LCDs from like 2001 when LCDs were hulking huge

[00:08:44] I think this guy was 50 pounds or something mounted on the wall and the bracket was heavier than the TV So I had to pull that down myself Drywall fix behind it and then repaint neutralize the paint and then put up the accent and then put up my acoustics

[00:09:00] The acoustics are working really well, that's why I sound so good right now Then I had to change the ceiling fan to a super slick, you know remote controlled unit

[00:09:09] That's got like a crystal thing going and then I'm gonna be doing window work sometime in the third quarter This room that is supposed to be a dining room It's got to be roughly. I'll say 50% larger then where I came from the apartment

[00:09:28] I was at what they jokingly called the master bedroom this dining room is that much larger than what they call that master That's why I knew okay. This was not a bad decision at all. I

[00:09:41] So I saw that and I said, you know what? There's there's opportunity here There's I see inspiration with the carpeting the carpeting they chose decently good carpeting They didn't take care of the carpeting but they chose decently good carpeting the carpet. I'm sitting on right now

[00:09:56] It's a really nice carpet. They just didn't take care of it if they had taken care of it You know gotten it shampooed and took really good care of it and foot traffic

[00:10:04] It would be a really nice carpet that actually reminded me of the carpet when we first moved into my parents house Way back in the 80s That's what this carpet kind of reminds me of it's not that same type of shag

[00:10:17] But it has that same styling to it It if and then I'm gonna put a French door in the entryway and the entryway is Larger than a normal doors entrance. So it's gonna look like this grand

[00:10:29] Dining room effect that I don't think anybody can touch what this is gonna look like when I'm done So I'm seeing all this opportunity. I They want a certain amount. I said there's other issues though, although I see opportunity and I see something here

[00:10:48] We I see some issues my inspector sees issues There's at least at least fifty thousand bucks worth of work on this guy to get him to the modern era We're talking that the air conditioning and of course, it was getting hot

[00:11:02] So to me that was a critical path The basement was jacked up the pipes are galvanized and if you don't know galvanized pipes galvanized pipes were a big thing decades ago Most homes were standardized on them that were built prior to say about the 60s 70s

[00:11:18] They were standardized on galvanized pipes sounded good at the time. The problem is that galvanized pipes especially depending on water Tended to rust from within and they would leave sediment and stuff in your water But also your water flow would be disrupted

[00:11:34] Cities would then have to go through and replace the piping on the city side But homeowners are expected to upgrade the pipes at the time. The logical replacement was copper Later PVC becomes an option later pecs becomes an option

[00:11:48] But it's assumed that if your home was built roughly in about the 50s as this one was That you're gonna have upgraded the pipes to at least copper that didn't happen. So I still have galvanized

[00:12:00] I have a plumber. He's gonna be doing a swap to pecs in this case Assuming he can do what I want to make it flexible so I can add my own fixtures Okay, so I'm gonna have to do that. The garage is leaning. It's gonna need some work

[00:12:16] The basin's a nightmare the electricals a nightmare There's no grounded outlets in many of the rooms when I looked at some of the outlets I had flashbacks of my grandparents house. Okay, they look the same It's the same kind of so I knew that

[00:12:30] Whoever was here they just wanted a place to live that they didn't care about it really enjoying it They just want a place to live. Meanwhile, there's a great room what used to be called a great room

[00:12:41] Aka a family room, but it's a great room as in it's the largest room in the house. That was appealing to me It's massive that room easily easily Surpasses any room of any property I've ever owned Including the master of the house I owned that was a

[00:13:01] 2,600 square foot home None of those rooms I could fit like that was a five-bedroom house that I had I Could fit all five of those bedrooms in this great room. It's nuts Nuts biggest room home. That's what I like

[00:13:18] Masters first floor. The master is twice the size of it, you know, so I put the offer in Knowing I need to fix stuff. I'm saying I'm gonna come down on you

[00:13:28] 25 grand you're not gonna get full price and I need you to fix the plumbing and I need you to fix the electrical because Those are the two that make the home livable. I didn't ask about the garage

[00:13:38] I didn't talk about the roof which needs a little bit of work, but it's not it's it's usable. It survives rain It's you know, it's not leaking but it does need some work Garage essentially needs to be replaced foundation was jacked. There's all these other problems

[00:13:52] I said I would take all I need you to do is come down on the price 25 grand Fix the electrical fix the plumbing fix the things that you should have fixed. That's all I'm asking

[00:14:02] These jokers came back and they only dropped the price by five grand said they're not gonna fix anything and again with this closing credit garbage So I I didn't even go back I told the realtor walk because clearly they're not

[00:14:17] Desperate to sell this house because that is a joke of a return because the inspection report clearly tells them There's at least 30 defects on your home and you're telling me you're not gonna fix any of it and you're not gonna

[00:14:29] Give me any money to fix it. No, we're not doing this Okay, so we're writing up paperwork. I literally signed a document that said we're we're going to cancel We're not going to go forward. We're done cancel the contract. I was signing papers

[00:14:43] That's how serious I think they assumed I was playing with them Okay, I get a call from the agent agents like hey, they're they're willing to go down on the price

[00:14:54] 15 grand it's still not ideal because again, there's a lot to do. However, now we're getting close to the realm of Feasibility and I'm looking at a big picture if I take your offer now It means I'm gonna have equity off scratch if my appraiser

[00:15:12] Comes in as high as I think they might do and with my down of 20% That means that loans gonna be nothing absolutely nothing We make the deal. Okay Everything's good. So now I'm with it with the 20 sit down and with this 15 grand down

[00:15:30] That money I can save to do the improvements that I'm doing now appraiser comes in at basically they're asking So I essentially ripped them off all

[00:15:40] Because they refused to do the repairs that I wanted them to do which would have improved the value of the home from day one Turns out they still had to fix the foundation because the foundation was cracked There was water damage in the basement

[00:15:54] You can't sell the home because of that condition which was called out by the inspector But was also called out when they put it up for sale Their agent didn't do them a good service because their agent didn't tell them

[00:16:05] I'm not ethically gonna put this up for sale until you fix these things bottom line So they ended up having to fix the foundation anyway, they spent $22,000 getting that fixed three days prior to closing the garage door just the actual door broke

[00:16:22] Completely broke they had to fix it because it was not probably no. They're still on the home They call me By way of my agent and say would you like to go in on it? Because you're the one that's gonna benefit from it sounds good

[00:16:35] I said no problem, but I call the shots on what gets purchased If I'm paying for it, it has to be what I want because it's gonna be my property So your whoever you get is they have to follow my rules

[00:16:48] They put the install that they put the unit I want in there and I'll pay for the unit you pay for the door This is a fair offer their guy Comes back and says well like that unit Just arguing with me it's like dude seriously, bro

[00:17:03] You're gonna just toss a garbage unit in there that I don't want and then you want me to pay for it Then no tell the seller they got to pay all of it and I'll just have to replace it and they'll waste money to the tune of $2,200 a

[00:17:16] $1,700 for the door 500 some odd dollars for the frickin opener and they got ripped off on the opener because the opener is Secondhand the opener probably cost this guy about a hundred frickin dollars

[00:17:27] He ripped them off because they're not telling their contractor. No, he's the buyer of the home You do what he says so that he'll pay for it which I would have because I ended up buying the dang opener I wanted anyway and

[00:17:40] Yes, I can install the opener myself. I did it in my house in Washington. The point is he's already on site He's already doing the work. All I said was you install the unit I tell you to install and I'll pay for it if you were keep refusing

[00:17:55] We're not doing it tell the seller they I pay for this numb nuts comes back and says well I'll stall your unit, but I'm not gonna warranty my word. They do really bro

[00:18:05] You're gonna actually screw up the install and then not warranty it so you could just dust your hands and walk away That ain't gonna happen You will warranty your work if I tell you to install my unit You will warranty your work because you're giving me the sense

[00:18:19] You don't know what you're doing If you don't know how to deal with these new auto-fake auto-finger what's it's I understand that just say You don't know how to do the overly technical openers and you're stuck in the 80s in terms of opener technology

[00:18:33] I got you, but don't come at me talking about there's a problem with the unit I know there's nothing wrong with the unit. I've installed it before you just don't you're not used to that tech

[00:18:42] There's all sorts of gaps in functionality. I don't want the old-school button opener of a thing I want the one that's a key fob. I want the one that Amazon could do my key I want the ones that has more tools to it

[00:18:54] He comes back with another model that has none of this and says what about this like he's not listening So I'm getting pissed and I'm on the verge now. We're three days from closing. I'm on the verge of telling the walk

[00:19:06] I'm trying to help the seller out because they've already started moving their stuff Sellers got to pay it all pay it all do whatever you're gonna do. It doesn't matter. It's a waste of your money

[00:19:15] I'm sorry, but your contractors an idiot and I'm not gonna play his game So he there's one opener every freaking this side knows secondhand every opener sold comes with two openers

[00:19:25] He gave me one opener. He didn't put the door stops. So the door bangs up against the rails He didn't fix that he didn't fix anything. He just thought that is what is fine

[00:19:34] I just had to get him out of my face. Give me the keys and go away because I'm tired of you people Okay, I'm fine. I Get to the closing so right now I'm actually at the title company we're at the table they're walking over paperwork

[00:19:48] Fine, I still don't believe any of you fools until I signed it and you hand me those keys when the keys are in my Hand you ain't getting them back I'm signing the papers. I'm signing this stuff. There's one form is a little bit questionable about the address

[00:20:00] I didn't worry about it too much turns out Someone screwed up the calculation of the closing cost by ten bucks Here's my public service announcement and my Intent to help somebody go into the process always make sure you carry cash, but you please

[00:20:16] When this happens, I don't know how the dang thing gets under calculated by ten dollars because there's a very Methodical process that goes into calculating the closing costs and it's checked about six times So for that to have been missed really pissed me off fine, though

[00:20:33] I carry cash in my wallet all the time So I hand her a ten and we're good and then the bank has to refund me turns out She miscalculated the wire fee because they had to wire the funds that to be there same day

[00:20:45] Now prior to this I had asked the lender the one I'm working with for the loan Should I just bring my checkbook just in case something gets screwed up the calculation? No, it'll be fine You don't need a checkbook

[00:20:59] Listen to Leister at casual talk radio net if you don't want to carry cash and you're going through this process I implore you to carry a checkbook with you because it's a strong

[00:21:11] Probability that there could be some sort of screw up with the calculation and you don't want to be at the closing table Short on the money because they're not gonna just give you the keys out of the kindness of their heart your agent might

[00:21:21] Put you but it's rare So I would implore you to just carry cash cash is king it gets you by everything that's how it works that rhymes So I got the keys. I got the home. Everything's good. They gave me a little painting of the home Everything's good

[00:21:37] But now the work begins and so does the scam the scam that is the scams that are that is the tail end? Of my update today. It's not a rant I'm sharing stories because it may be entertaining to some people

[00:21:51] Scams scams are all around us scams take many forms scams They're the bane of our existence the first scam that I ran into outside of this whole fiasco at the closing The first scam that I ran into is that many of these contractors are rushing away from cash

[00:22:10] That's a scam. Why is it a scam? You're like, why is it a scam? I'll tell you why it's a scam. I was trying to get a flooring contractor in here

[00:22:17] Okay, I get the guy in he doesn't walk through he gives me a quote. It's like five thousand bucks Oh, excuse me six thousand bucks, you know, it's not terrible because I did ask for you know

[00:22:28] There's some tiling in one place and there's carpeting in one place. It's gonna be a little bit of labor Fine, so I do a little bit of the money up front and I wrote a check for this thing

[00:22:38] And I decided I was not gonna move forward because as I looked at this is for the office now Primarily the the kitchen which is the other part and the hallway

[00:22:49] My thought is I could just lay over some tile. There's already tile there. I can lay tile over top of it I can do that myself The office I had a whole different vision for and I figured for the vision I want

[00:23:01] I'm not sure that six grand is a fair price They said no, it'll just go back to your bank We're gonna just do an ACH back to your bank. No, they mailed me a check

[00:23:13] So then I had to deposit the check the banks not open on the weekend So I had to do it through the ATM which puts a hold on it from seven to ten days Could I have waited?

[00:23:22] No, because my bank the current bank is only in the old place I was at not in the new place they choose not to be out here Because they call themselves a community bank which pisses me off. It's a scam that they're able to hold funds

[00:23:37] I understand because of the risk of balance the duty to do to do to my point is I would like to see a change of the rules that says a bank can close on

[00:23:49] Saturday, I think they should be required to be open on Saturday. Even if it's limited hours, that's a scam, but I digress the next scams So I have internet I have dual internet technically three

[00:24:03] Because I need a primary to back up and I've always done this because internet goes out it happens So I set up the internet. I get everything going right? The primary internet starts going in and out No problem. I go online and

[00:24:20] They're saying hey you owe this money that that it's not related to the in-and-outs but it's pissing me off because they're asking for money when the things not stable and Normally, I wouldn't have paid them but I need the internet because it's the primary

[00:24:32] The money that they're asking is significantly inflated Significantly inflated they're charging an install fee. That shouldn't be there. They're charging a fee on the old place It shouldn't be there. Nothing's right. Nothing makes sense. Nothing adds up. I call in oh

[00:24:49] Looks like you added a new service line. No, I did a move. Why are you still charging on the old? Well, it says it was a new ad I'm telling you I did a move

[00:24:57] It doesn't make any sense for you to have two lines in two different parts of the state What are you talking about? So the guy goes to he does the fix and up the time tells me not to pay it He's gonna clear out the late fees

[00:25:08] He's gonna take care of the stuff and then I dialed in earlier and took care of it The point is it's a scam because When you do a move when you set up to do a move of any utility, but mostly Internet's notorious for this

[00:25:22] What ideally should happen is they are required to contact you and confirm This is a move order. We are terminating service as in a human calling we are terminating service You're not keeping the old they should follow up on it. Not just sit getting fat

[00:25:40] Charging without contacting somebody. I think that's a scam in my personal opinion the third Renting Renting and I've had more time to reflect on this now that I bought a home and now that I'm a homeowner again I've had more time to have and by the way

[00:25:57] The plan is to double up on the mortgage payments So the other piece I had to do was set aside the reason I was so frustrated about the check Refund is some of that money is gonna go to the mortgage payments

[00:26:08] I plan to double pay the mortgage year-over-year to eat away at the principal Renting ladies and gentlemen is the biggest scam I can think of them all it's the biggest Think about what renting is this also came up in some of the other stuff

[00:26:25] I was doing like rental cars and rented at a van and all this You know, but Renting in general. It's a scam Let's take the rental truck. Okay that I just did or actually even better. I'll do the rental car that didn't happen

[00:26:42] So uber the application has an option for you to rent a car Sounds good and it goes through and it books the rental. You don't have to give a credit card Just books the rental says here's your confirmation number. You're all good. Here's the problem

[00:26:55] If you're trying to get a car from an airport, okay, there's two issues The airports are open pretty much every day However, they require you have a return ticket Because of the government and this is why it's stupid why it's a scam number one

[00:27:13] They're assuming you might be coming from some international destination and not going back. So you might be illegal or something That's the only reason that they do it But it's stupid because if your driver's license is an American address

[00:27:25] The only way you could have gotten it is to be somehow an American citizen Now there are states that allow illegal immigrants to get IDs, California

[00:27:36] But you can't get a real ID without proving that you're an American citizen because your birth certificate is required to submit this thing and I've had real IDs in every state that I've been in except for California and now the state I'm in now

[00:27:49] But I have everything. I don't have my California ID anymore It's lost on what happened to it But I have my other IDs and I have my current one and I have a copy of the birth certificate I have everything necessary to otherwise prove

[00:28:01] I'm an American citizen, but worse My driver's license has the address that I'm taking the rental car to and they still won't take it now They'll be grudgingly take it but then they require you to have a credit card. I do not carry credit cards

[00:28:17] I don't have credit card debt. I don't believe in debt because credits another scam I have debit cards. Sure. I have cash sure I will not be carrying a credit card simply because they because the credit card doesn't do anything so then

[00:28:32] They say well, that's how we can make sure in case you do It doesn't disprove or prove anything that you're doing a credit card versus a debit card Related to this whole international debacle. So I booked this the reason I ran to the bits

[00:28:46] I booked this car in good faith thinking uber is overriding it. I Get down there. There's a heavy line for no damn reason I get in The lady looked like she'd want to be there fine

[00:29:00] Alright ID and credit card. I give her ID and the debit card, but I asked her twice I have a confirmation number would you like to look it up now? I Don't know why but this is so right now. She's already on my hit list with an S

[00:29:14] I can't take a debit card. Why not? I need a proof of return. Take it why it's booked the uber We don't book the uber which is a lie because I'm showing her the confirmation

[00:29:24] Proving his book the uber. Well, I don't know why they did it neither do I and that's not my problem But you're pissing me off because I have a confirmation. It's confirmed. I expect you to do the car She refused to do the car

[00:29:34] If you wanted to get a rental car from a non-airport rental Situation they're not open on Sunday, which this so happened to be which was yesterday So I'm not gonna get the rental card

[00:29:48] Now the only reason I needed the rental car is I wanted to drive back to my other place Which is the apartment to at least make some progress towards getting the final clean-up and I can't do it now

[00:30:02] I had gotten a truck a van and I driven it drove it out there Left it there took the car that I don't want to keep so I have the car

[00:30:11] I want to keep it the car don't want to keep the car. I don't want to keep was still there So I had a slick let's go ahead and just leave the van there take the car

[00:30:19] I don't want to keep drive it up here. It's now in the back great And then I'll take this rental car one way go down there load up the van come back up here Sounded perfect except for this chick at the frickin hurts

[00:30:33] Okay, so I have to take the bus Everybody in this area recommends a certain bus Because apparently it's better than sliced bread. All right fine So I do the bus I'm not gonna bore you with that story. It's not relevant to the scam

[00:30:50] The scam part comes in with the van Okay, so then that requires a deposit and the deposit is roughly 200 bucks higher than the rate that they charge Which is based on mileage. I don't mind that so much. It's just it's the principle that it's so much frickin higher

[00:31:08] What they do though when you return it they have all these terms and if you've ever rented a car It's the same thing. Well, you know, you better fuel it up or we're gonna do something But they are deep deep and you better had not have a damage

[00:31:19] We're gonna charge their deep deep with they're doing everything in their power to basically hold your deposit hostage and then try to justify why you should get it back and every single one of them

[00:31:32] Pretend or act or present like I'm supposed to be really chomping at the bit over this $200 And I'm not and they're shocked when I'm telling them I don't care take the frickin thing back I don't care keep the money. It's not worth this nonsense

[00:31:50] Because you're like we'll just fill it up I can't where the rental place is all the gas stations are closed because it's a frickin slum and Crime is out of control in this particular area that it happens to be in

[00:32:02] So I'm not gonna be able to do it close if I do it here It's just gonna drop the tank away because of how far they are away. It's like half. It's like half an hour away It's gonna drop the tank because it's a frickin truck

[00:32:14] So no matter what I do, it's a losing game all to scramble for 20 or 200 frickin dollars You're listening to me saying you're dismissing the value 200 bucks. It's all in perspective. I make To put math to this right For me to make

[00:32:34] $200 I only have to work two hours a day it for me. It doesn't make sense I'm saying to scramble for $200 I actually have a refund on that same primary internet

[00:32:47] I haven't filled out yet because it's only $150 and when I do I'm probably gonna use it to pay the bill There's no value in these low amounts for me So how does that connect to the rental of the apartment?

[00:33:01] It's the same darn thing when I signed up for it. They charged me $1,800 for the deposit Okay, fine. It's just money. I do but but the thing is After you move out and this is every apartment and I can't stand this garbage. It's the same business where

[00:33:21] Okay. Well, you better you better keep the walls perfectly clean and you know You better shampoo that carpet and you better Perfectly clean up and scrub all the toilets and get it all perfectly clean or you're not getting all bad

[00:33:33] Do do do and then if it has carpet it doesn't matter. They're gonna charge you for the carpet replacement They're almost guaranteed to charge you for the paint Repainting especially have a headboard that happened to do scuffs or something if you have pets

[00:33:47] They're gonna charge you for that no matter what they're gonna take away from that deposit and they know that and they're holding that money

[00:33:54] Hostage so that they can take it away from you because what should happen that they don't do is that they simply send you a bill without holding excess money up front just like the frickin IRS wants to do

[00:34:07] You know, you need to pay us up front and then you have to explain why you should get it back That's what these rental companies are doing. That's why it's a scam. They're taking money from you You don't get interest on that money

[00:34:19] You don't get the fair share back of that money and then they expect you to jump through hoops and Dance around tap dance in order to justify why you could get those scraps back and I wasn't gonna do it

[00:34:31] So with the apartment great example, they're going to have to charge me for the walls They're going to have to charge me for a little bit of the flooring They're gonna have to charge you with a place of the carpet guaranteed

[00:34:41] They're probably gonna charge me for a little bit in the kitchen. Whatever They're likely gonna charge you a little bit in the bathroom. Whatever Whatever I don't care. It doesn't matter the place I came from Nevada

[00:34:52] I'm pretty sure I did first months and last month's rent in that business I didn't get a dime of it back and I didn't expect the dive of it back because I wasn't gonna dance their hoops

[00:35:02] When they left me with a house that had a rat infestation to it, but that's me I'm coming at it from the principle of it It's not about the dollars and I'm not gonna tap dance and play that scam game where you're holding my money

[00:35:16] Interest free and then you expect me to scramble to get it back. I'll tell you to go kick rocks You have your unit back I gave you the notice that you wanted whether it's a car whether it's a truck whether it's apartment

[00:35:28] Whether it's a house you got it back to keep it take it the money keep it take it I don't care because it's not worth the fight The worst that can happen or the best in some cases is either a they'll go ahead just keep the money cool

[00:35:43] The they'll cheat it to the state as in say it's unclaimed money Whatever excess because they don't want to talk to you anymore if they just cheat it to the state That's even better because it means I don't have to talk to those numb nuts. I win anyway

[00:35:58] Because no matter what What they these players want is nope You can't paint the walls and you can't decorate and you can't make it yours and we can hold your money We're not gonna pay you interest. I don't play those scam games

[00:36:11] I don't I don't expect other people to feel the same way. I just personally do not it's all scams all of its scams and I just don't play them and I didn't want to buy a house when I did just to put in perspective why I'm so frustrated

[00:36:25] I don't want to buy a house when I did I certainly didn't want to buy a house where I did at all but the rental it wasn't gonna happen anymore and If I was financially in a situation

[00:36:35] Where I could feasibly buy something and then hopefully pay it off in quick order Then I own property then I own land to some degree and I can turn around and rent it or I can sell it or I can do something else

[00:36:47] There's a short time frame because I don't expect to be here for the you know, it's a 15 year loan I expect to have paid off in ten I don't expect to live in this place for ten years because I usually don't live in the same state

[00:36:59] For more than five these days because none of them seem to understand the presidential election will tell me a lot about whether it's worth staying here or not as I sense it I get the sense that most people don't really care for the

[00:37:14] Leadership structure here. I get the sense that the Political sphere has shifted. I get the sense that the vast majority of people who are here are not happy

[00:37:26] I this is since I get I don't know if I'm right that they're not overall happy and they would like to see change If that's true, then I suspect the vast majority of the state would vote for Donald Trump If he gets that far

[00:37:40] Instead of Joe Biden and I don't know if the vast majority voted Joe Biden the last time. I have no idea I'm asked I will tell you though Everything for me is a scam that I sense and I smell and I hate it. It's disgusts me

[00:37:54] It absolutely disgusts me I'm hopeful that being here in my own dang house Where I don't have to listen on that nonsense once I get these things fixed That should have been fixed by the people and

[00:38:07] Once I get past all the nonsense, especially with my office once I get the office set up I'll feel a lot better. I think overall and I'm gonna be back full throttle on podcast with a full setup. I'm actually on a desk right now believe it or not

[00:38:19] But it's not even in the middle of the room. It's you know Once I get all things settled and I'm gonna tell the story next week I think of the reason why I'm pretty much avoiding the entire upstairs of this house least for now

[00:38:34] there will come a time that I'm going to be attending to the upstairs if only because You know storage maybe because there's a lot of storage room up there But I'm I'm purposely avoiding it and I'll tell the story of why I'm avoiding the upstairs

[00:38:48] I'm also going to tell the story about sweat equity. I had a very interesting Interaction with people online who don't seem to value sweat equity I'm gonna tell the story sweat equity as somebody who's somewhat older

[00:39:02] I think it's important that people value sweat equity for what it is and I'm hopeful I can defray this narrative that everything is all about money to avoid problems that you're not gonna be able to avoid certain types of problems, they're going to be there and

[00:39:19] You can choose to do it yourself. That's sweat equity or you can choose to pay somebody The worst thing you could do is nothing at all. I'm gonna tell that story. I think it's entertaining

[00:39:30] Because the whole mission I have with the ceiling fan at least in the master it's gonna make you laugh It may make some of you angry, but I think it's gonna make you laugh more than angry

[00:39:41] The silliness that is and the reason that I had to do it But also inspiration when you have to do it for your own place sometime down the road